Important Disclaimer

The information and guidance provided by noralexithq through consultations, our website, and all communications are for general informational and educational purposes only. They should not be construed as professional financial advice, legal advice, or recommendations to take specific financial actions.

General Notice

noralexithq provides financial planning consultations designed to help you better understand your personal financial situation and explore potential approaches to managing your finances. Our consultants offer perspectives, frameworks, and general guidance based on information you provide. However, every individual's financial situation is unique, influenced by personal circumstances, goals, risk tolerance, and countless external factors beyond our knowledge or control. What works for one person may not be appropriate for another.

Limitations of Liability

By using our services, you acknowledge and agree to the following limitations on noralexithq's liability and responsibility.

• No Fiduciary Relationship: Our consultations do not create a fiduciary relationship between you and noralexithq. We are not acting as your financial advisor, legal counsel, or agent.
• No Duty to Update: We have no obligation to update or correct information provided during consultations as circumstances change or new information becomes available after our conversation ends.
• Not Responsible for Outcomes: noralexithq is not responsible or liable for any financial losses, missed opportunities, tax consequences, or other outcomes that result from decisions you make based on our consultations or information.
• Third-Party Information: We may reference or discuss third-party information, tools, or resources during consultations, but we do not endorse, guarantee, or assume responsibility for the accuracy or suitability of such third-party content.

Information Accuracy

While we strive to provide accurate, current, and helpful information during our consultations, noralexithq makes no representations or warranties regarding the completeness, accuracy, reliability, or timeliness of any information or guidance we provide. Financial landscapes, regulations, and best practices evolve constantly, and information that is accurate today may become outdated or incorrect in the future.

Seek Professional Advice

noralexithq consultations are not a substitute for professional financial advice, legal counsel, tax preparation services, or other specialized professional guidance. Before making significant financial decisions, you should consult with qualified professionals who can provide advice tailored to your specific circumstances and who have access to complete information about your situation.

External Links

Our website may contain links to third-party websites or resources for your convenience and information. noralexithq does not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites. You access external links at your own risk.

No Guarantee of Results

noralexithq explicitly does not guarantee any specific financial outcomes, results, or improvements from using our consultation services. Your financial success depends on numerous factors including but not limited to your personal circumstances, the actions you take, market conditions, economic factors, and elements entirely beyond anyone's control or prediction.

Financial Planning Services Disclaimer

The following additional disclaimers apply specifically to our financial planning consultation services.

• Educational Purpose: Our consultations are educational in nature, designed to help you understand financial concepts and consider different approaches to managing your finances, not to direct specific financial transactions or decisions.
• Not Investment Advice: We do not provide investment advice, recommendations to buy or sell specific securities, or portfolio management services. Discussions about financial markets or investment concepts are for general educational purposes only.
• Tax and Legal Matters: We do not provide tax advice or legal counsel. Tax and legal implications of financial decisions should be discussed with qualified tax professionals and attorneys who understand your complete situation.

Jurisdiction and Compliance

noralexithq operates in compliance with Canadian regulations, and our services are designed for Canadian residents.

Indemnification

You agree to indemnify and hold harmless noralexithq, its consultants, employees, and affiliates from any claims, losses, damages, liabilities, costs, and expenses, including reasonable legal fees, arising from your use of our services, your reliance on information we provide, or your violation of this disclaimer or applicable laws.

Severability

If any provision of this disclaimer is found to be invalid, illegal, or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Modifications

noralexithq reserves the right to modify this disclaimer at any time. Changes will be effective when posted on our website with an updated date. Your continued use of our services after modifications constitutes acceptance of the updated disclaimer.

Questions

If you have questions about this disclaimer or need clarification about the limitations and nature of our services, please contact us before using our services.